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Showing posts with label scams. Show all posts
Showing posts with label scams. Show all posts

Friday, March 5, 2010

Phishing? Fishing?

Phishing? Do you mean ‘fishing’? Undeniable, both of the terms have the same pronunciation but meanings. Most of the people do not know what phishing is and some might heard about phishing but do not know how it works. Hence, the objective of this post is to tell more and let the readers learn more about phishing. Generally, phishing is the act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft. (Reference: Webopedia, Definition of Phishing [Online], Retrieved on 3rd March 2010, URL: http://www.webopedia.com/TERM/P/phishing.html) Why is it called phishing? The term phishing is given as Internet scammers are using e-mail lures or as a bait to ‘fish’ for passwords, financial and personal data from the ‘sea’ of the Internet users.

How does phishing works?

Typically, it is considered as phishing when an email from a legitimate organization is directed to the user and gives a link to request the user to visit a website where they are asked to update their personal information such as passwords, bank account numbers, social security and credit card details. However, the website is a just a bogus website that is set up only to steal the users’ information.

Ways to protect yourself from being phished

1. Don’t give out information the company should have
Companies will never simply ask for sensitive information through Internet which they already have such as usernames, credit card numbers and passwords but phishers will. So, do not simply fill in forms that ask for sensitive information.

2. Keep Your Email and Instant Message Addresses Private
To keep yourself safe from the phishers, you have to first prevent them from landing in your email inbox. Make yourself different email addresses for your trusted friends, and family, one for financial institution and one for general use. Many of the email providers will allow users to redirect emails from each of these different addresses to one account to minimize the inconvenience of checking each account.

3. If you are in doubt:

i) Immediately Report Suspected Phishing Contacts
If you suspect that the email which you receive is a phishing scam, report the case immediately by forwarding the email to reportphishing@antiphsihing.org or spam@uce.gov. Besides, almost every bank or credit card lender has their own website where allows customers to report suspicious emails and instant messages.

ii) Call the company directly
You can also call the company’s customer service phone number straight away to confirm if the email is from the company itself.
(Reference: cnet.reviews official website, How to avoid phishing scams [Online], Retrieved on 3rd Macrch 2010 URL: http://reviews.cnet.com/4520-3000_7-6459186-1.html)

^^ErIcA^^

Thursday, March 4, 2010

PayPal Scams

Online shopping have became a trend these days from buying clothes, accessories, toys, to antic things etc. online business are blooming like mushroom these days, creating blogs and website to promote their business and some are very successful. Purchasing via online is easy, convenient and flexible however there are its disadvantages-internet scams!

If you are an online shopper and uses Pay Pal be careful. There are tons of scammers targeting PayPal users by sending users an official looking email asking them to verify their account and personal information. The whole email looks as if its real by including its logo, graphics, and page format. These scammers will send emails saying that PayPal is trying to detect unused accounts and email addresses and Pay Pal has been encountering problems with their software and therefore files have been lost, whatever way the content of the page is written the main motif of these scammers are asking users to update or verify their personal and credit card information. There are times where forms provided for this purpose right in the email; other times there is a link directing the recipient of the email to another site where they are to enter their information.

The sole purpose of all this is to get a users details and cheat them out of money. Once these scammers get hold of this information these users will be the next victim of identity thief.
References: PayPal Scams, Scam Laws [Online], Retrieved on 1st March 2010, URL: http://www.spamlaws.com/paypal-scam.html

Here are few guidelines that users can follow to prevent from being a victim:-
1. Log in safely
Open a new window browser and type in PayPal’s URL

2. Check email greetings
PayPal always address their users by their first and last name or the business associated with your PayPal account. However a PayPal scam email will address by using ‘Dear PayPal user’ or ‘Dear PayPal member.

3. Don’t download and share personal information by email
PayPal will never send you attachments to download and will also never ask for passwords and financial information through an email.

4. Password safety
Keep your password private and confidential don’t share it with others if you doubt anyone knows change it immediately. Try using a more secure password by choosing a more unique password for example a combination of alphabets, numbers and symbols. Don’t use the same password for PayPal and other online services like, Yahoo, MSN, etc, as using the same password will increase the likelihood that someone could learn your password and gain access to your account.

References: PayPal, Security Tips and Fraud Prevention
URL: https://www.paypal.com/cgi-bin/webscr?cmd=p/gen/fraud-prevention-outside

Thursday, February 25, 2010

Podcast - Lottery Scams 彩票欺诈(六合彩诈骗)

Link to us: http://snipurl.com/uif87

Hey congratulations, you have won in a lucky draw and you will soon receive a cheque worth $600,000 U.S. Cash!”



Does it sound great? Yeah of course right?

But pause a minute and think carefully there is no free lunch in this world everything we have theres a price to pay for.
Lately lottery scams in Malaysia, Indonesia and Singapore have rouse tremendously working out towards the citizens.
As we read we feel sadness and think back why are these people so ridiculous however the same incident have happen again and again to people without them realizing they have been conned.

So how does this lottery scams works?

In Malaysia and Singapore it is legal for the citizens to buy lotteries. So many people will hope that they pay out such a small amount of money hoping to get more money in return. Especially when the economy is down more people will want try their luck.
Nowadays people tend to focus on overseas lottery like America, Singapore, Australia as the currency is higher than us, and the winning money will be very much more then here locally. And this is where and how many people get con. As this scam operators are very smart and sneaky as they are able to speak in a very convincing manner explaining in details that you will never doubt it’s a scams to prove they even will send you emails and websites to prove to you that there is actually such thing but its all made up and fake.


Lottery scams is one of the most common types of email that we always receive in especially those emails that tell you, you have won a large amount of money in an international lottery or some others that are more o less the same please do not be so innocent to believe it and get too happy over it as this will make us lost our mind very fast. So when u hears all this remembers to stay away and do not believe it.

*Chiw*

Wednesday, February 24, 2010

Podcast- Penipuan Hadiah Percuma Melalui Internet

Link to us: http://snipr.com/uie84

'Online Free Gifts Scams'


Im Tenesha, the title of my blog for this week is 'Online Free Gifts Scams'

Who doesn’t like free gifts or goods? Everyone likes free stuffs. Imagine a click of a button and we can get free gifts and goods! However pause just minute, do things come as simple as that? This is what people fail to realize and always find themselves trapped in internet frauds online advertisements about free gifts.

free gifts online can come in many forms from free goods, phone cards, free vouchers holiday packages, even free Wi-Fi and etc. A typical ad will be asking you to answer survey questions, complete sponsor offers or refer to few friends. The goods are expensive and valuable however some consumer don’t ever get their free goodies at all.

These sites indicates that by answering survey questions and you’ll get free goods however its more likely that you’re been registered in a drawing to win the item. Careless people always get trapped to these types of frauds because the initial advertisement of the site misrepresents the process of getting the freebies. The ad makes it so simple and easy however in reality the survey they sign up for may be in pages and in the end don’t necessarily receive anything at all.

Beware and make sure you only go to authorized sites here are few guidelines you can follow:

· Go with names that you recognize

Go to sites that you heard before. If you never heard of the company’s name goggle the name with the word ’scams’. If it’s a scams there will be complaints or articles about the company.\

· Get reliability report of the company

Uncover any complaints that have been filed under the name of the company from the Better Business Bureau (BBB)

· Check for the contact information

Look beyond emails address or contact form, look for address and telephone numbers and try calling if there’s anyone picks up. You don’t want get it one where the company doesn’t want you to contact them.

· Read the term and conditions and also the privacy policy

There might be hidden information and details that user may overlook at. Read every single line carefully especially regarding with your personal details.

· Look for trust marks and seals

Online trust marks are icons that tell you that these sites meets third party standards.


Glossary:

penipuan- scams

cabutan hadiah- lucky draw

awas- beware

pedoman- guidelines

kebolehpercayaan- reliability


Tuesday, February 23, 2010

Penipuan Kencan Dalam Talian!- Malay Version of Online Dating Scam

Link to us: http://snipr.com/uif7z



English-Translated Script

[00:00-00:11] Peace to all! Welcome to IFRAUD-Monster! Online dating scam! Will you become the next victim?


[00:12-00:13] Don’t worry!


[00:14-00:24] In IFRAUD-monster, we will share and provide tips for you to prevent yourself from falling into the trap of online dating scam.


[00:25-00:34] So, how do we know or identify online dating scam? The answer lies in the profile and messages sent by that particular people.

[00:35-00:47] The first thing that should be given attention is the profile display picture. Most of the times, online dating scammer will use attractive and sexy photo as bait.

[00:48-01:05] A scammer with a female identity will use a sexy and attractive picture as their profile picture, whereas, scammer who with a male identity uses good looking and macho picture as their profile picture to lure their ‘preys’.


[01:06-01:19] All these photos most likely are photos stolen from the websites, hence, the person in the picture also become the online scam victim too.

[01:19-01:27]So, never trust anyone hastily regarding their appearance on the profile.

[01:28-01:48] In addition, be cautious when you received e-mail that appeals for money assistance. After the scammers have gotten the trust and confidence from the potential victims, they will try to get empathy and ask money from the victim by claiming that they are in difficulty and the urgency.

[01:49-01:52] Clearly! This is an online dating scam!


[01:53-02:18]Next, you can check on the usage of English like grammar and apeeling in the message sent by that particular people. By checking the grammar and spelling in his or her message, you can identify if that person is a scammer, where they claim that they have a good educational background. For example, a degree holder or professor but he or she is weak in writing. 31)

[02:19:02-31] In conclusion, be careful when involving yourselves in online dating. Here, hope that you are able to learn something useful from this podcast!


Glossary:


Kencan dalam talian: Online dating
Penipuan kencan dalam talian: Online dating scam
Laman-laman web: Websites