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Friday, March 5, 2010

Phishing? Fishing?

Phishing? Do you mean ‘fishing’? Undeniable, both of the terms have the same pronunciation but meanings. Most of the people do not know what phishing is and some might heard about phishing but do not know how it works. Hence, the objective of this post is to tell more and let the readers learn more about phishing. Generally, phishing is the act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft. (Reference: Webopedia, Definition of Phishing [Online], Retrieved on 3rd March 2010, URL: http://www.webopedia.com/TERM/P/phishing.html) Why is it called phishing? The term phishing is given as Internet scammers are using e-mail lures or as a bait to ‘fish’ for passwords, financial and personal data from the ‘sea’ of the Internet users.

How does phishing works?

Typically, it is considered as phishing when an email from a legitimate organization is directed to the user and gives a link to request the user to visit a website where they are asked to update their personal information such as passwords, bank account numbers, social security and credit card details. However, the website is a just a bogus website that is set up only to steal the users’ information.

Ways to protect yourself from being phished

1. Don’t give out information the company should have
Companies will never simply ask for sensitive information through Internet which they already have such as usernames, credit card numbers and passwords but phishers will. So, do not simply fill in forms that ask for sensitive information.

2. Keep Your Email and Instant Message Addresses Private
To keep yourself safe from the phishers, you have to first prevent them from landing in your email inbox. Make yourself different email addresses for your trusted friends, and family, one for financial institution and one for general use. Many of the email providers will allow users to redirect emails from each of these different addresses to one account to minimize the inconvenience of checking each account.

3. If you are in doubt:

i) Immediately Report Suspected Phishing Contacts
If you suspect that the email which you receive is a phishing scam, report the case immediately by forwarding the email to reportphishing@antiphsihing.org or spam@uce.gov. Besides, almost every bank or credit card lender has their own website where allows customers to report suspicious emails and instant messages.

ii) Call the company directly
You can also call the company’s customer service phone number straight away to confirm if the email is from the company itself.
(Reference: cnet.reviews official website, How to avoid phishing scams [Online], Retrieved on 3rd Macrch 2010 URL: http://reviews.cnet.com/4520-3000_7-6459186-1.html)

^^ErIcA^^

Thursday, March 4, 2010

PayPal Scams

Online shopping have became a trend these days from buying clothes, accessories, toys, to antic things etc. online business are blooming like mushroom these days, creating blogs and website to promote their business and some are very successful. Purchasing via online is easy, convenient and flexible however there are its disadvantages-internet scams!

If you are an online shopper and uses Pay Pal be careful. There are tons of scammers targeting PayPal users by sending users an official looking email asking them to verify their account and personal information. The whole email looks as if its real by including its logo, graphics, and page format. These scammers will send emails saying that PayPal is trying to detect unused accounts and email addresses and Pay Pal has been encountering problems with their software and therefore files have been lost, whatever way the content of the page is written the main motif of these scammers are asking users to update or verify their personal and credit card information. There are times where forms provided for this purpose right in the email; other times there is a link directing the recipient of the email to another site where they are to enter their information.

The sole purpose of all this is to get a users details and cheat them out of money. Once these scammers get hold of this information these users will be the next victim of identity thief.
References: PayPal Scams, Scam Laws [Online], Retrieved on 1st March 2010, URL: http://www.spamlaws.com/paypal-scam.html

Here are few guidelines that users can follow to prevent from being a victim:-
1. Log in safely
Open a new window browser and type in PayPal’s URL

2. Check email greetings
PayPal always address their users by their first and last name or the business associated with your PayPal account. However a PayPal scam email will address by using ‘Dear PayPal user’ or ‘Dear PayPal member.

3. Don’t download and share personal information by email
PayPal will never send you attachments to download and will also never ask for passwords and financial information through an email.

4. Password safety
Keep your password private and confidential don’t share it with others if you doubt anyone knows change it immediately. Try using a more secure password by choosing a more unique password for example a combination of alphabets, numbers and symbols. Don’t use the same password for PayPal and other online services like, Yahoo, MSN, etc, as using the same password will increase the likelihood that someone could learn your password and gain access to your account.

References: PayPal, Security Tips and Fraud Prevention
URL: https://www.paypal.com/cgi-bin/webscr?cmd=p/gen/fraud-prevention-outside

Tuesday, March 2, 2010

Poll Result - Internet Auction Fraud

Link to us: http://snipurl.com/ulktr

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Hi everyone, it’s time to reveal the poll result for last week which is about the internet auction fraud. The previous poll question it asked “Have you ever done an auction through online before?” According to the result, 50% of the people selected second option which is “No, I don’t trust doing auction through online”, 30% of the people selected option 4 which is “Depends on which I can get for a cheaper price” and 20% of the people chose “No but I will like to give a try”.

So 1st of all what is internet auction? Internet auction is an item that offers for sale through online. Why are the people will purchase items from internet auction or willing to have a try on purchasing through online auction the advantages is because they could purchase an item at a discounted prices and they also able to purchase hard to find items, therefore they think it’s worth and safe to purchase it from internet auction. Actually it is not, because even online auction now also becoming a place where scam operators started to run their deception.

Therefore according to the result the highest percentage that people do not purchase through online auction is because nowadays getting more and more people becoming a victim of online auction. The reason why it happened is because of non delivery items occurred, actually most of the seller does not have the items but still they show up the items and waiting to get the buyer’s name and credit card number once the buyer purchase the items so after payment things will happen at that time is email of the seller no longer valid, the buyer couldn’t find any information or contact of the sellers if let say they get to contact the seller, the seller also give another reason to delay of the delivery items until the buyer realize that actually it is a fraud.

In conclusion, internet auction has their pros and cons so do check carefully before purchase any items through online. Stay tune to us we will provide you the proper preventions of frauds.


*Chiw*